There are times in our lives that we figure things out when its too late, however there are plans that must be made for our eternal security that need to be made now. For he saith, I have heard thee in a time accepted, and in the day of salvation have I succoured thee: behold, now is the accepted time; behold, now is the day of salvation [2 Corinthians 6:2].
We find in [Acts 16:22-24] that Paul and Silas were imprisoned, Paul had angered some merchants when he freed a young woman from possession. These merchants derived their living by exploiting the possessed girl's ability to tell fortunes. Her owners delivered Paul and Silas to the magistrates, who had Paul and Silas beaten and thrown into prison. Now Paul and Silas could have said, "Its been a long day and we have been wrongly accused and beaten; let's go to bed and start tomorrow fresh." But they didn't do that, the bible says that at Midnight Paul and Silas prayed and sang praises to God [Acts 16:25-26] and suddenly an earthquake shook the prison and loosed everyone from their bonds and opened all the cells.
The keeper of the prison was so distraught because he thought that all the prisoners had escaped that he took his sword and planned to kill himself, because he knew that if one prisoner escaped that he would have to pay for it with his life. It is here that Paul stopped him from leaving this life without eternal security. Paul said, "Do thyself no harm: for we are all here." The keeper of the prison immediately asked them, "Sirs, what must I do to be saved?" Isn't this counter intuitive, this is the same man that planned to kill himself mere moments earlier, and now he has come to the realization that he wants to be saved before it is too late.
Paul and Silas responded by saying, "Believe on the Lord Jesus Christ, and thou shalt be saved, and thy house." Isn't it great to realize that a saved person will persist until he convinces his entire family to be saved. Now again, Paul and Silas didn't waste any time; they preached the word of God to the keeper and his family that very night, and also baptized them. Isn't it great to realize the timeliness in which the apostles worked within; they didn't put anything off until tomorrow; they acted swiftly, moved by fear of losing one soul.
Will you act swiftly now and accept Christ Jesus, or will you wait until its too late?